The Flexible Spending Account (FSA) rules are set to change on January
1, 2013. Beginning next year, employees will be limited to putting just
$2,500 pre-tax salary into their health savings account. Currently, there
is no legal limit, though most employers set a limit of $5,000.
The start of a new year is just around the corner. Now is the time to
consider how you will spend your FSA funds next year, with the new limit
set in place. Though $2,500 may not cover the entire
LASIK eye surgery cost
, it will cover a significant portion.
Key-Whitman offers flexible payment options to complement your FSA funds. We offer
through CareCredit that can help you pay for your vision correction procedure
with options for interest free (0%) up to 24 months or in smaller payments
in up to 60 months.
Schedule your free screening
to select the package that best suits your needs.
Click here to read more about our LASIK fees and payment options.
If you’ve been considering a big-ticket healthcare expense, such
as LASIK, using your FSA is one great option for saving money with little
or no out-of-pocket expenses. LASIK eye surgery is one of many qualifying
FSA expenditures. If you have an FSA, after undergoing surgery, submit
your claim through your Flexible Spending Account. Most programs will
reimburse you immediately (up to your designated commitment level), giving
you up to 12 months to pay (one paycheck at a time) and more time to enjoy
your new, clear vision! Check with your employer benefits coordinator
for more details and let us confirm your candidacy for the surgery before
you designate how much your employer deducts for your pay.
If you have funds remaining in your FSA this year, you have just three
months left to use those funds. Keep in mind the “use it or lose
it” rules of an FSA. If you’ve been considering LASIK eye
surgery, contact Key-Whitman to
schedule a free consultation
. We can help you decide if a LASIK procedure is the best way to spend
your remaining 2012 FSA funds.